At PPC LOAN, we provide flexible, cash-flow-based financing solutions designed to support service-based businesses at every stage of growth and transition.

With over 25 years of experience and more than $2.5 billion funded nationwide, our approach combines tailored loan structures, relationship-driven support, and deep industry expertise. Whether you’re expanding through acquisition, planning for succession, or optimizing your capital structure, our core loan offerings are built to align with your long-term goals and unique business needs.

Core Loan Offering

Growth Loans™

Flexible financing designed to support business expansion, whether through acquisitions or scaling operations, with expert guidance throughout the process.

  • Up to 100% financing available
  • No real estate collateral required
  • Loan terms up to 12-years and amortization schedules up to 12-years
    ***Longer amortizations may be available on a case-by-case basis
  • Common use cases: Acquisitions, Mergers, Lift-Outs, Tuck-Ins, and Partial Book Purchases

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NextGen Loans™

Tailored funding solutions to facilitate equity purchases, empowering the next generation of owners with competitive terms and structured support.

  • No seller guarantees required
  • Fully amortizing, individually structured loans
  • Loan terms up to 12-years and amortization schedules up to 12-years
    ***Longer amortizations may be available on a case-by-case basis
  • Ideal for Buy-Ins, Buy-Outs, Internal Equity Purchases, and Multi-Tranche Internal Succession Plans

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Refi Loans™

Strategic refinancing options aimed at restructuring existing debt to enhance cash flow and strengthen financial stability.

  • Refinance seller notes, SBA loans, or LOCs
  • Extend amortization to reduce monthly payments
  • Improve margins and budgeting
  • Prepayment Flexiblity

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Why Choose PPC Loan?

 

25+ Years of Experience

  • Over $2.5 billion funded
  • Trusted by over 4,000+ clients nationwide
  • Expert guidance on financing solutions, deal structuring and valuations
     
 

Relationship-Driven Support

  • One primary expert point of contact
  • Personalized guidance at every stage
  • Commitment to long-term partnership
     
 

Flexible, Cash-Flow Based Lending

  • Recurring revenue based financing
  • No real estate collateral required
  • Customized loan options for your unique needs
 

25+ Years of Experience

  • Over $2.5 billion funded
  • Trusted by over 4,000+ clients nationwide
  • Expert guidance on financing solutions, deal structuring and valuations
     
 

Relationship-Driven Support

  • One primary expert point of contact
  • Personalized guidance at every stage
  • Commitment to long-term partnership
     
 

Flexible, Cash-Flow Based Lending

  • Recurring revenue based financing
  • No real estate collateral required
  • Customized loan options for your unique needs
 

25+ Years of Experience

  • Over $2.5 billion funded
  • Trusted by over 4,000+ clients nationwide
  • Expert guidance on financing solutions, deal structuring and valuations
     
 

Relationship-Driven Support

  • One primary expert point of contact
  • Personalized guidance at every stage
  • Commitment to long-term partnership
     
 

Flexible, Cash-Flow Based Lending

  • Recurring revenue based financing
  • No real estate collateral required
  • Customized loan options for your unique needs

Since 1998, PPC LOAN has provided flexible, conventional cash-flow-based financing for service-based businesses. 

Program Highlights

Up to 100% financing, no set down payment requirements

Loans from $250,000 and up (exceptions available)

No personal or business real estate required as collateral

Terms up to 10 years, amortizations up to 15 years

Fixed and variable interest rate options

Prequalifications and term sheets available within a few days

Get Prequalified Today

Flexible financing. Expert support. Fast answers.

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