Frequently Asked Questions 

What financing programs does PPC LOAN offer?

What geographical area does PPC LOAN serve?

How is PPC LOAN different from traditional banks?

Will PPC LOAN or its banks sell my loan?

How do I apply for a loan with PPC LOAN?

What are the steps of the loan process and how long does it take?

Are there any costs associated with securing loan approval?

Can PPC LOAN recommend resources such as brokers, attorneys or accountants to assist me with my transaction?

What financing programs does PPC LOAN offer?
PPC LOAN has specialized loan programs for the dental industry.  Whether you’re purchasing a practice/agency or commercial real estate, remodeling/expanding your business, purchasing new equipment, or need working capital, you can count on PPC LOAN for a loan tailored to meet your individual needs.

What geographical area does PPC LOAN serve?
PPC LOAN provides financing nationwide.

How is PPC LOAN different from traditional banks?
Unlike traditional lenders, PPC LOAN specializes in cash flow lending.  We understand that the most valuable aspect of your business is the cash flow that it generates not the physical plant and property.  Our knowledge of your specific industry allows us to intelligently discuss your transaction with you and structure a loan that best meets your individual financing needs. 

Traditional lenders typically don’t understand cash flow lending and will therefore have difficulty securing an approval for your loan. Traditional lenders are also likely to require additional collateral to secure your loan such as your personal residence while PPC LOAN will only require your business as collateral. 

Simply stated, PPC LOAN’s experience and expertise as a cash flow lender specializing in lending to professionals in your industry will ensure a smooth loan process from start to finish and provide you with a valuable asset to utilize throughout your professional career.

Will PPC LOAN or its banks sell my loan?
Absolutely not. PPC LOAN is not a loan broker and therefore has a vested interest in the continued success of your business post-closing.  PPC LOAN will be by your side throughout the life of your loan and your career to assist you with your financing needs as they arise.

How do I apply for a loan with PPC LOAN?
Please call us at 800.456.2779 to discuss your financing needs and start the application process. You can find a copy of the loan application on this Web site in the dental section.

• Underwriting involves submitting the loan application and necessary financial information needed to secure loan approval. During the underwriting stage PPC LOAN will analyze the cash flow of your transaction and discuss your transition plans with you to structure a loan that best meets your needs.
• The underwriting stage is complete once your loan request has been approved, at which time you move into the loan acceptance stage. During this stage you will receive a commitment letter displaying the terms of your financing offer and will be asked to sign this letter to indicate your desire to move into the final stage of the loan process – closing.
• Closing involves providing PPC LOAN with the necessary closing documents such as the purchase agreement and lease and securing the required insurances.
  
  

The loan process typically takes one month from start to finish. It is imperative that you start as early as possible to ensure that we are able to complete the process by your target closing date.

Are there any costs associated with securing loan approval?
No!  PPC LOAN believes that you should not have to pay a fee for pursuing loan approval.  This allows you to utilize PPC LOAN’s knowledge and experience of your industry during the underwriting process at no cost.   

Can PPCLOAN recommend resources such as brokers, attorneys or accountants to assist me with my transaction?
Yes!  PPC LOAN is a longstanding member of the dental market. We work with hundreds of brokers, attorneys, and accountants throughout the country who specialize in working with professionals in your specific industry. Please call us and we would be happy to refer you to someone or visit the resources section of our Web site.